Make an informed choice

We assist our clients by covering plan options and discussing insurance carriers that will fit your needs

Medicare Supplement

MEDICARE SUPPLEMENT INSURANCE

We help clients choose the right Medicare Supplement plans by doing a thorough review of their needs and going over all plan options and benefits as well as possible risks. As an independent agency, we have access to every carrier licensed to do business in Michigan and therefore, are able to tailor your plan to your specific needs.

WHAT IS MEDICARE SUPPLEMENT INSURANCE?

A Medicare Supplement Insurance plan, also known as Medigap, helps cover the costs that Original Medicare does not cover such as copayments, coinsurance, and deductibles. Some policies also offer coverage for services that Original Medicare will not cover. Medigap policies are offered by private insurance companies and we partner with these companies to find our clients the best plans for their needs.

WHY CONSIDER A MEDICARE SUPPLEMENT PLAN?

As the name “Medigap” implies, there are gaps in Original Medicare. Combining Original Medicare with a Medicare Supplement plan can help you cover your bases when faced with healthcare costs not covered by Original Medicare.

WHAT YOU SHOULD KNOW

  • Medicare Supplement Plans are NOT Medicare Advantage Plans
  • You must be enrolled in Medicare Part A and Part B to purchase a Medicare Supplement Plan
  • Any standardized Medigap policy is guaranteed renewable even if you have health problems. This means the insurance company can’t cancel your Medigap policy as long as you pay the premium.
  • Medigap policies do not cover prescription drugs. If you want coverage for prescription drugs, we can enroll you in Medicare Part D (prescription drug plan).

Work with one of our Licensed Medicare Specialists to get all of your questions answered. We’ll do an in depth review of your healthcare needs and choose the best plan for you.

Contact us today to find out if MediGap, a Medicare Supplement Plan is right for you.

62.6 Million

Enrolled in Medicare (2020)

Choosing the proper plan is vital to cover increasing medical expenses

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